Spend And Win a trip to Mauritius T n Cs

Terms & Conditions:

First Capital Bank Card Campaign – Spend and Win

1. The following Terms and Conditions shall apply to the FCB card usage campaign (“FCB Card Usage Campaign” or the “Campaign”) and will be run by First Capital Bank (“FCB”).

2. This FCB Card Usage Campaign is valid for the period starting from 01 September 2026 to 30 November 2026 inclusive (the “Campaign Period”).

3. The Campaign will be run over a period of 3 months, and the prizes shall be as follows:

• 1 The Star Prize is a paid holiday package to Mauritius for 2 persons which include a hotel stay and flights tickets only.
• 2 Monthly prizes during the campaign period – A smartphone to one monthly winner .

4. Participation in the campaign is open only to natural persons who hold an active FCB personal debit card. Business debit cards and corporate accounts shall not qualify. First Capital employees, directors, temporary staff shall not be eligible to participate.

5. Participants shall receive one (1) entry into the Campaign draw for every cumulative spend of $40.00 on the eligible transactions during the Campaign period.

6. Eligible transactions are Ecommerce and POS transactions made locally and abroad posted during the Campaign Period will be recorded. Cash transactions (e.g. ATM Cash withdrawals), gambling transactions and refund/reversal transactions are excluded.

7. New cardholders issued with a new debit card during the campaign period shall receive five (5) complimentary entries upon completion of the first transaction using that card.

8. Ecommerce and POS transactions made locally and abroad posted during the Campaign Period will be recorded. Cash transactions (e.g. ATM Cash withdrawals), gambling transactions and refund/reversal transactions are excluded.

9. Participants must be at least 18 years of age at the commencement of the campaign.
10. The draw will be conducted at the First Capital Bank Limited-Zimbabwe Head Office.

11. Prizes are personal to the winner and shall not be transferable, exchangeable or redeemable for cash unless otherwise determined by the Bank in its sole discretion.

12. Winners shall provide valid identification and any other document reasonably required by the Bank before taking delivery of any prize.

13. By accepting the prize, winners consent to the publication of their names, photographs for promotional purposes, provided that such publication shall only occur with the winner’s prior consent.

14. All prizes must be claimed within 6 months of the date on which the winner is formally notified by the Bank.

15. Subject to applicable law, the Bank’s decisions regarding the interpretation of these terms, participant eligibility and winner selection shall be final and binding, save where there has been manifest error.

16. FCB reserves the right to withdraw, cancel, suspend, modify, or amend the Campaign, in whole or in part, where required by, or with the approval, consent, instruction, or direction of any competent regulatory authority, court, governmental body, or other institution having jurisdiction in Zimbabwe.

17. FCB is not responsible for failures or deficiencies by suppliers.

18. These terms supplement the Bank’s debit card terms and conditions. Except where expressly varied herein, the Debit card terms shall continue to apply.

19. FCB may exclude any cardholder for breach of these terms.

20. To the fullest extent permitted by law, the Bank shall not be liable for any indirect, incidental or consequential loss arising from participation in the campaign or use/acceptance of any prize including loss resulting from technical failures, delays or acts or omissions of third parties.

21. These terms shall be governed by the laws of Zimbabwe.